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© 2020 Irish League of Credit Unions. All Rights Reserved. This loan scheme applies to social welfare recipients only. Loan repayments must be made electronically, via the Household Budget Scheme (for those who receive welfare payments in cash) or via standing order/ direct debit. If you do not meet the repayments on your loan, your account will go into arrears. This may affect your credit rating which may limit your ability to access credit in the future. Loans are subject to approval. Specific terms & conditions apply. Credit unions in the Republic of Ireland are regulated by the Central Bank of Ireland. Cookies Policy | Cookie Settings | Privacy Statement