How To Apply - 'It Makes Sense' Loan

Existing Members

If you are already a member of a participating credit union, you can contact the credit union today to apply for The “It Makes Sense” Loan.
 

New Members

If you are not already a member of the credit union (and you are eligible to join e.g. live or work in the local area) you will need to join the credit union before applying.  The credit union will fast-track your membership and you can then apply for The “It Makes Sense” Loan.

To join, the credit union will ask you to verify your name, address and PPS number. You will need to bring:

1. Proof of identity – For example a current passport or driving licence.
2. Proof of address – For example, recent Government issued documentation or a recent household bill.

Loan Documentation Requirements

For those who receive social welfare at a Post Office, you will need to produce, at a minimum, two consecutive social welfare slips (dated within the previous four weeks). Some credit unions may ask for more. Please check with your local credit union.

For those who receive social welfare payments into an account, you need to bring two recent consecutive bank or credit union statements (from the account into which the payment is received). Some credit unions may ask for more. Please check with your local credit union.